Gateways offer better rates based on the amount of data that is passed. They have optional Level 2 (L2) and Level 3 (L3) data that they collect that when provided, can mean reduced rates for us. There is certainly no harm in us passing this information to the Gateway since we have this information in byondpro and byondcloud anyway. Therefore, please update our API's to collect the fields required by each gateway for L2 and L3 data.
Please note that as we partner with new gateways, the fields required for L2 and L3 may change. So we need to take this into consideration.
Please note that for a 3rd party application that is connecting to OpusPay, we obviously may not get this information. We can add it to the API, but if the 3rd party decides not to pass the information, there is nothing we can do.
Each Gateway will include in their specifications which fields are included in L2 and L3. Each card type that supports Level 2 maintains its own standards for the additional field information that is accepted. Potential fields include:
Purchase Order number
Destination Zip
Tax Indicator
Tax Amount
Requestor Name
Destination Address
Destination City
Destination State
Level 3 payments require all of the information required for Level 2 and will need to include additional information to complete the payment to reduce transaction costs. These additional fields may include:
